Jan 16, 1999. This is a question that has been asked of me for a long time; How much risk do you want to take? My answer is; It all depends on why you'll need the money and what finances have to be met in the future.

You readers are going to be hearing from me the same things when it comes to long term investing. The longer you have to retire or thinking of taking out your money for other reasons, the more risk you can take.

But of course, some people still want to go with the less riskier type of investments all of the time. I will never say that is not the way to go. My position here is to make as much money for my readers as possible. I'm only going to make suggestions for you, but you are the ones to pull the trigger.

Here are a few that I like for a low risk stock fund:

° Fidelity Value ( FDVKX) 5 year return 18%

° Invesco Value Equity ( FSEQX) 5 year return 19.5%

° Rowe Price Capital Appreciation ( PRWCX) 5 year return 15%

° T. Rowe Price Dividend Growth (PRDGX ) 5 year return 21.5%

Any one of these would be a wise choice for a low risk investor. You may want to split the money into several funds to give you a little more diversity.

George